One of the most common questions that car owners have is whether or not they should put their teenage son or daughter on their auto insurance plan. There are several things to keep in mind concerning your auto insurance plan and teenage drivers, so review the following factors before making your final decision.
• As a standard rule, as soon as your child gets their drivers license, you are required to insure them as an operator on your policy. You don’t necessarily need to let your insurer know when they get a learner’s permit, but as soon as they graduate to a full drivers license, it’s time to add them to your insurance.
• In general, any time you add a teenage driver to an insurance plan, your premium rates will probably go up. This is simply because new drivers are more likely to get into accidents than seasoned drivers.
• There are some things that teenagers can do to help reduce car insurance rates. For example, those with at least a B average in school are often given a good student discount. Furthermore, if your child has a clean driving record, this can lower premium rates as well.
Call Brandywine Insurance Group for More Information
If you’re a Chadds Ford, PA resident who has questions about adding your teen to your auto insurance plan or if you’re looking for a new auto insurance plan, please feel free to contact Brandywine Insurance Group.
We are proud to serve Chadds Ford, PA residents and would be happy to speak with you about your questions and concerns or show you auto insurance plans that could benefit you and your family. Stop into our nearest location today or give us a call at your earliest convenience. We look forward to hearing from you!